Why Keeping a Mortgage to Save Taxes Doesn’t Make Sense
Common logic in this country goes something like this: “Since I’m able to deduct my mortgage, I should keep it as long as possible, so
Cash is Paying 4% – Why Would I Invest Anywhere Else?
A silver lining to the rout in the financial markets in 2022 is that cash and cash-equivalents are actually paying decent interest. As I write
SECURE 2.0 Act – Your Retirement is Changing
On December 23, 2022, President Biden signed a $1.7 trillion budget bill. The bill includes a number of provisions that directly effect the retirement planning
Concerned About the Economy? Do This. (redux)
On the date of this writing, September 21, 2022, the Federal Reserve increased the Fed Funds rate another 0.75%. This is the third time they
How to Handle a Down Market in Retirement
“What happens when I retire, and the market dives like it’s doing now?” I’ve received this question a bunch this year, and rightfully so. Any
Concerned About the Economy? Do This.
The stock market has been a little crazy lately (I know – shocker, right?). When we see headlines about market declines or look at a
Lower Taxes for Business Owners
The Tax Cuts and Jobs Act (TCJA) provided the biggest tax reform in over 30 years. It affects taxes all over the board, but perhaps
How To Save A Million Dollars by Age 65
When we’re trying to save a specific dollar amount by a certain age, we need to consider a number of variables. Here’s what we need
Beware of Misleading Financial Marketing
We’ve all seen these and similar headlines and marketing tactics. Many try to instill fear; others try to get you to act IMMEDIATELY. “Only the market
To Sell or Not to Sell
“Should I sell my investments since the market has been so strong lately?” I’ve been getting this question quite a bit in the last few