RSU Basics
If you’ve ever looked at your benefits portal and thought, “Cool, I got RSUs… I’ll pretend I understand that later,” you’re not alone. RSU stands for Restricted Stock Unit. In plain English: it’s company
Why Your Medicare Premiums Jumped (and How IRMAA Relief Can Lower Them)
If you opened a letter from Social Security and thought, “Wait… why did my Medicare premiums jump?” you’re in good company. Often the reason is IRMAA (the Income-Related Monthly Adjustment
SECURE 2.0 Act – Your Retirement is Changing
On December 23, 2022, President Biden signed a $1.7 trillion budget bill. The bill includes a number of provisions that directly effect the retirement planning
Mini-Series Part 1 of 10: Procrastination
I cannot begin to count the number of people who I have talked to over the years that say, “I wish I had started saving
How to Handle a Down Market in Retirement
“What happens when I retire, and the market dives like it’s doing now?” I’ve received this question a bunch this year, and rightfully so. Any
Wrestling With the Bear – Round 2
The wrestling match with the bear market is entering round 2. Round 1 was exhausting. The bear used all kinds of holds and moves in
They Didn’t Change the Locks
I recently returned from taking the most time off all at once that I have ever taken. I left on May 27 and returned on
Let Me Be Perfectly Clear…
It seems that ever since Linda announced that she is retiring at the end of this year, I’ve been getting a lot of the “When
Goodbye, Farewell, Amen. Part II
So, the news is out now that Linda, my partner for the past 26 years, is retiring at the end of 2020. The financial planning
Eliminate the Required Minimum Distribution (RMD)
If you’re over 70 ½, you have been forced to take an annual amount out of your IRA and pay income taxes on it. The