I Make Good Money… So Why Don’t I Feel Financially Ahead?
If you are a young professional earning a strong income, there is a decent chance you have asked yourself some version of this question: Am I actually
Can I Actually Retire, or Am I Just Hoping I Can?
One of the most common questions people ask in the years leading up to retirement is, “Can I actually retire, or am I just hoping
Tax Loss Harvesting: A Helpful Tool (Not a Magic Trick)
If you’ve spent any time around financial headlines, you’ve probably heard tax-loss harvesting pitched as a secret weapon. Almost like a financial Jedi mind trick:
RSU Basics
If you’ve ever looked at your benefits portal and thought, “Cool, I got RSUs… I’ll pretend I understand that later,” you’re not alone. RSU stands for Restricted Stock Unit. In plain English: it’s company
Why Your Medicare Premiums Jumped (and How IRMAA Relief Can Lower Them)
If you opened a letter from Social Security and thought, “Wait… why did my Medicare premiums jump?” you’re in good company. Often the reason is IRMAA (the Income-Related Monthly Adjustment
Money Mindset – Tool vs Master
Money is a great tool—right up until it starts acting like it’s in charge. Most of us don’t set out to let money call the shots, but it can slowly
The Fed’s Balancing Act
Being the Federal Reserve chair has to feel a little like walking a tightrope while juggling chainsaws. Too far one way, and the economy slips
Why Keeping a Mortgage to Save Taxes Doesn’t Make Sense
Common logic in this country goes something like this: “Since I’m able to deduct my mortgage, I should keep it as long as possible, so
Cash is Paying 4% – Why Would I Invest Anywhere Else?
A silver lining to the rout in the financial markets in 2022 is that cash and cash-equivalents are actually paying decent interest. As I write
SECURE 2.0 Act – Your Retirement is Changing
On December 23, 2022, President Biden signed a $1.7 trillion budget bill. The bill includes a number of provisions that directly effect the retirement planning