SECURE 2.0 Act – Your Retirement is Changing
On December 23, 2022, President Biden signed a $1.7 trillion budget bill. The bill includes a number of provisions that directly effect the retirement planning
Mini-Series Part 1 of 10: Procrastination
I cannot begin to count the number of people who I have talked to over the years that say, “I wish I had started saving
How to Handle a Down Market in Retirement
“What happens when I retire, and the market dives like it’s doing now?” I’ve received this question a bunch this year, and rightfully so. Any
Wrestling With the Bear – Round 2
The wrestling match with the bear market is entering round 2. Round 1 was exhausting. The bear used all kinds of holds and moves in
They Didn’t Change the Locks
I recently returned from taking the most time off all at once that I have ever taken. I left on May 27 and returned on
Let Me Be Perfectly Clear…
It seems that ever since Linda announced that she is retiring at the end of this year, I’ve been getting a lot of the “When
Goodbye, Farewell, Amen. Part II
So, the news is out now that Linda, my partner for the past 26 years, is retiring at the end of 2020. The financial planning
Eliminate the Required Minimum Distribution (RMD)
If you’re over 70 ½, you have been forced to take an annual amount out of your IRA and pay income taxes on it. The
A Case Against the Required Minimum Distribution
We keep hearing how little people have saved for retirement. If the government would like to stimulate retirement savings so that people are not solely reliant on Social Security, then combine the Roth and regular IRA’s. Give a tax deduction on the contributions in the year they are made, allow for tax free withdrawals during retirement and do away with the required minimum distributions.
The New Retirement is About Options
My dad worked for the same company for all of his working life. He didn’t have a 401(k) and only a small IRA when he retired.